The evidence collected after a collision can directly impact an injured victim’s ability to recover compensation. Preserving important information early may also help prove how the accident occurred and who caused the crash.

Photographs of the Accident Scene Can Be Critical

Conditions inside work zones can change quickly after a crash. Consequently, photographs often provide some of the strongest evidence in a construction zone accident case. Construction crews may move signs, barriers, equipment, or lane markings within hours. Thus, accident scene photographs helps preserve important details before conditions change.

Helpful photographs include:

• Road construction signs.
• Lane closures or detours.
• Traffic cones and barriers.
• Skid marks.
• Vehicle damage.
• Loose gravel or debris.
• Poor lighting conditions.
• Uneven pavement or potholes.

Drivers should take photographs from multiple angles whenever possible.

Dash Camera Footage May Capture the Crash

Video footage may show exactly how a construction zone collision occurred. As a result, dash cameras have become increasingly valuable after traffic accidents.

In particular, dash camera recordings may capture:

• Sudden lane shifts.
• Unsafe merging.
• Distracted drivers.
• Speeding vehicles.
• Missing warning signs.
• Dangerous roadway conditions.

In some cases, nearby commercial vehicles or other motorists may also possess helpful video footage.

Because recordings may be deleted quickly, injured victims should attempt to preserve this evidence immediately after an accident.

Police Reports Often Contain Important Findings

Law enforcement officers responding to construction zone crashes typically prepare detailed accident reports. In addition, police reports contain valuable information about:

• Driver statements.
• Witness accounts.
• Road conditions.
• Traffic violations.
• Weather conditions.
• Initial fault determinations.

Police reports may also identify whether road construction conditions contributed to the accident.

Although police reports may not always determine final liability, they often become important pieces of evidence during insurance claims and lawsuits.

Witness Statements Can Strengthen Alaska Construction Zone Accident Claim

Independent witnesses may provide critical testimony after a construction zone accident. Witnesses often observe dangerous driving behavior or unsafe roadway conditions before a crash occurs.

For example, witnesses may confirm:

• A driver was speeding.
• Traffic signs were missing.
• Construction equipment blocked visibility.
• Drivers ignored flaggers or lane closures.

Witness memories can fade over time. Therefore, collecting names and contact information quickly is important.

Medical Records Help Connect Injuries to the Crash

Medical documentation plays a major role in any Alaska personal injury claim. Immediate medical treatment not only protects a victim’s health, but also creates records linking injuries directly to the accident.

Medical records document:

• Emergency treatment.
• Diagnostic imaging results.
• Surgical procedures.
• Physical therapy.
• Long-term disability.
• Pain complaints.

In contrast, delays in medical treatment may allow insurance companies to argue that injuries were unrelated to the construction zone accident.

Construction Records May Reveal Safety Violations

Construction companies and contractors must follow strict roadway safety standards. In some cases, internal construction records may reveal unsafe practices or regulatory violations.

Important evidence may include:

• Work zone inspection reports.
• Traffic control plans.
• Contractor safety logs.
• Maintenance records.
• Roadway design documents.

These records may help determine whether construction crews created dangerous driving conditions.

Cell Phone Records May Prove Distracted Driving

Distracted driving remains a leading cause of construction zone accidents. Cell phone records may help show whether a driver was texting, calling, or using mobile apps at the time of the collision.

This evidence can become especially important in serious injury or wrongful death cases.

Early Investigation Matters In Alaska Construction Zone Accidents

Construction zone accident evidence can disappear quickly. Road crews may repair hazards, remove equipment, or change traffic patterns shortly after a crash.

At the same time, surveillance footage may be erased and witnesses may become harder to locate.

Early investigation often helps preserve valuable evidence before it is lost forever.

Protect Your Rights After an Alaska Construction Zone Accident

Overall, Alaska construction zone accident injury claims often involve complicated legal and factual issues. Proving liability may require evidence from multiple sources, including accident scenes, medical providers, contractors, and law enforcement agencies.

Drivers injured in Alaska construction zone accidents involving cars or motorcycles may be entitled to compensation for medical bills, lost income, pain and suffering, and future medical costs. However, recovering full compensation often depends on proving how the accident occurred and who caused the crash. Therefore, strong evidence such as photographs, witness statements, medical records, and accident reports can play a critical role in building a successful Alaska construction zone injury claim.

Johnson Law has been serving injured Alaskans and protecting injured Alaska Tourists’ rights for 30 years. It’s who we are. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your Alaska accident injury case. We are here to serve you.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image created using ChatGPT – Prompt: Preserve Evidence After An Alaska Construction Zone Accident

Construction zones often create dangerous driving conditions across Alaska during the summer months. Narrow lanes, reduced speed limits, uneven pavement, and shifting traffic patterns increase the risk of serious crashes. When an accident happens in a work zone, injured victims often wonder who may be legally responsible.

Determining liability in an Alaska construction zone accident is complex. To illustrate, in some cases, multiple parties may share responsibility for injuries and damages.

Negligent Drivers Often Cause Work Zone Accidents

Many Alaska construction zone crashes occur because drivers fail to adjust to changing road conditions. Speeding, distracted driving, tailgating, and unsafe lane changes frequently lead to collisions in active work areas.

For example, a driver who ignores warning signs or follows another vehicle too closely through an Alaska construction zone may cause a rear-end accident when traffic suddenly slows. Similarly, distracted drivers may fail to notice lane closures or flaggers directing traffic.

Drivers have a legal duty to operate vehicles safely in construction zones. When they fail to do so, they may be held financially responsible for injuries they cause.

Construction Companies May Share Responsibility

Construction companies and contractors must maintain safe Alaska construction work zones for drivers and workers. If crews fail to follow safety regulations, serious accidents may occur.

For example, unsafe construction zone conditions may include:

• Missing warning signs.
• Poorly marked lane shifts.
• Inadequate lighting.
• Dangerous road debris.
• Improper traffic control devices.
• Unsafe equipment placement.

Accordingly, drivers may not have enough warning to react safely if a construction company fails to post clear detour signs or hazard notices.

Consequently, construction contractors who create unsafe Alaska construction zone roadway conditions may face liability for resulting accidents and injuries.

Government Agencies May Be Liable

Some Alaska construction zone projects involve state or local government agencies. Specifically, agencies responsible for roadway maintenance and project oversight may sometimes contribute to dangerous conditions.

Examples may include:

• Failure to repair known roadway hazards.
• Poor project planning.
• Unsafe traffic control measures.
• Failure to inspect construction areas properly.

Claims involving government agencies often follow strict filing deadlines and legal procedures. Therefore, injured victims should act quickly after a construction zone accident.

Commercial Vehicles May Increase Construction Zone Risks

Large trucks and commercial vehicles face additional challenges in Alaska construction zones. Indeed, reduced lane widths and sudden traffic changes may increase the likelihood of collisions involving tractor-trailers, delivery vehicles, or construction trucks.

Truck drivers and trucking companies may become liable if they:

• Drive too fast for conditions.
• Fail to maintain vehicles properly.
• Ignore work zone traffic laws.
• Operate while distracted or fatigued.

Commercial vehicle accidents in construction zones often result in catastrophic injuries due to the size and weight of large trucks.

Evidence Is Critical After a Construction Zone Crash

In fact, strong evidence often plays a key role in proving fault after an Alaska construction zone accident. Injured victims should preserve as much information as possible after a crash.

Helpful evidence may include:

• Photographs of road conditions and signage.
• Dash camera footage.
• Police reports.
• Witness statements.
• Medical records.
• Construction zone layouts.
• Vehicle damage documentation.

In addition, accident investigators may review whether construction companies and drivers followed Alaska traffic safety regulations.

Injuries From Alaska Construction Zone Accidents Can Be Severe

Construction zone crashes frequently involve high-impact collisions, sudden stops, and hazardous road conditions. Victims may suffer:

• Traumatic brain injuries.
• Spinal cord injuries.
• Broken bones.
• Internal injuries.
• Neck and back injuries.
• Long-term disability.

Consequently, these injuries often lead to expensive medical treatment, lost income, and ongoing pain and suffering.

Protect Your Rights After an Alaska Construction Zone Accident

In conclusion, construction zone accident claims can involve multiple insurance companies, contractors, and legal issues. Determining liability requires careful investigation and strong evidence.

Drivers injured in Alaska construction zone accidents may have the right to pursue compensation for medical expenses, lost wages, future treatment costs, and other damages caused by negligence. Therefore, acting quickly after an accident helps preserve important evidence and protect your legal rights.

Johnson Law has been serving injured Alaskans and protecting injured Alaska Tourists’ rights for 30 years. It’s who we are. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your Alaska accident injury case. We are here to serve you.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image created using ChatGPT – Prompt: Alaska Road Construction

Pay Attention in Construction Zones

Drivers must stay alert and cautious when traveling during Alaska construction season. Road work areas often contain changing traffic patterns, narrowed lanes, uneven pavement, construction equipment, and active workers near moving vehicles. Slow down, follow posted signs, and maintain a safe distance between your vehicle, other drivers, and roadside crews.

Watch carefully for work trucks, loose materials, tools, and debris that may create dangerous driving conditions. Safe driving in construction zones helps prevent serious accidents and protects both motorists and road workers.

Avoid Distracted Driving

Distracted drivers increases the risk of serious accidents during Alaska construction season. Stay focused and alert when traveling through road work areas. Avoid using your phone, lower the radio volume, and regularly check your mirrors and blind spots. Paying close attention to changing traffic patterns, road crews, and construction vehicles can help prevent avoidable crashes and Alaska construction zone injuries.

Slow Down for Road Work During Alaska Construction Season

Summer road construction is common across Alaska highways and city streets. Crews often perform road repairs, resurfacing projects, and traffic flow improvements during the warmer months. Drivers should reduce speed and remain attentive when approaching construction zones, lane shifts, or detours.

Slowing down during Alaska construction season improves safety for motorists, passengers, and roadside workers. Drivers should also remember that Alaska traffic fines often increase in active work zones.

Alaska’s summer construction season creates unique driving hazards for residents and visitors alike. Road work zones often include reduced speed limits, changing traffic patterns, loose gravel, heavy equipment, and active roadside crews. Drivers who stay alert, avoid distractions, and slow down in construction areas can significantly reduce the risk of serious accidents and injuries.

Safe driving habits protect everyone on Alaska roads. Paying attention in work zones, following posted signs, and giving workers and other vehicles extra space can help prevent collisions during the busy summer travel season. Drivers injured in Alaska construction zone accidents may have legal rights to seek compensation for medical expenses, lost income, and other damages caused by negligent drivers or unsafe roadway conditions during Alaska construction season.

Johnson Law has been serving injured Alaskans and protecting injured Alaska Tourists’ rights for 30 years. It’s who we are. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your Alaska accident injury case. We are here to serve you.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image created using ChatGPT – Prompt: Alaska Construction Season Roadworks Flagger

Some types of crashes are more dangerous and likely to cause injuries than others. These serious auto accident cases include rollovers, head-on collisions, rear-end collisions and side-impact crashes.

Serious Auto Accident Cases

Rollovers are serious auto accident crashes because of the potential for crushing injuries as well as injuries from debris, glass and broken pieces of your vehicle. Head-on collisions add the force of both vehicles colliding from opposite sides, essentially doubling the overall force compared to a rear-end collision where both vehicles are traveling in the same direction.

Rear-end collisions are serious auto accident crashes due to the potential for crashing into other objects ahead of you as well as the risk for whiplash and other head and neck injuries. Finally, side-impact crashes are highly likely to result in harm. There is little protection for those inside the vehicle against the vehicle that has hit the side doors.

Head-on crashes are especially serious auto accident cases because they involve direct, high-impact force between two moving vehicles. Here’s why they often result in severe injuries or fatalities:

1. The Force of Impact Doubles

When two vehicles travel toward each other, their speeds combine at the moment of collision. For example, if each vehicle travels at 50 mph, the impact force can be similar to hitting a solid object at 100 mph. This intense energy transfers directly to the occupants causing a serious auto accident.

2. Limited Time to React

Drivers often have very little time to brake or steer away before impact. That lack of reaction time reduces the chance to minimize damage.

3. Direct Impact to Critical Areas

A head-on crash typically damages the front of the vehicle, where the engine compartment and steering column are located. Although modern vehicles are designed to absorb energy, the force can still intrude into the passenger compartment and cause severe injury in a serious auto accident.

Common Injuries In These Crashes

Common injuries in serious auto accident crashes include contusions, whiplash, spinal cord injuries, herniated discs and head trauma. Broken bones and lacerations may occur as well. In severe cases, these kinds of crashes can prove fatal.

No matter what kind of crash you’re in, it’s necessary to seek medical help right away. Early medical care can help reduce the risk to everyone involved in a crash.

Parties often resolve personal injury and negligence in serious auto accident crashes cases by reaching a settlement agreement before trial. If they cannot agree on a settlement, they must file a lawsuit and proceed through litigation. Johnson Law works hard to settle our clients’ car accident cases without the court. In some cases, we must file a lawsuit and go to trial.

Johnson Law has been helping Alaskans for 30 years. It’s who we are. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your serious auto accident injury case. We are here to serve you.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image created using ChatGPT – Prompt: A serious auto accident in Alaska

Insurance Adjusters

Insurance adjusters are sometimes helpful, but their role is complex. Be very clear, insurance company adjusters work for the insurance company – not you. They “win” to the extent you “lose.” Employed by the insurance company, their goal is to settle claims according to the insurance policy. This puts the insurance companies’ financial interests ahead of your interests.

An insurance adjuster’s responsibility is to settle personal injury claims within policy limits or less. Furthermore, insurance adjusters often receive compensation based upon how little money is paid to claimants like you. For these reasons, it is best for the injured claimant to call a personal injury attorney – a professional who is 100% on your side.

Personal Injury Attorneys

A PI Auto Claims Lawyer brings individual expertise and focus to their practice of law. For example, personal injury lawyers ensure you are properly “made whole” for negligence that results in an injury. These attorneys litigate and resolve cases when a person suffers injuries.

In addition, a skilled personal injury lawyer is familiar with insurance company tactics, guiding you through the PI Auto Claims process. A skilled personal injury claims attorney will normally speak to you at no charge, evaluating your case and (at a minimum) pointing you in the right direction. You have nothing to lose … and everything to gain.

Filing Personal Injury Auto Claims

After a serious automobile crash, reach out to a reputable PI Auto Claims attorney right away. Your attorney will gather evidence to prove the negligence of the third party responsible for your injuries. If they succeed, you may receive compensation to repair your vehicle, pay your medical bills, lost wages, and other necessary long-term care costs.

Please contact Johnson Law today to discuss your PI Auto Claim: (907)277-3090 or use our online contact form.

This Personal Injury Auto Claims article is Part 6 of a 6-Part Winter Auto Insurance Review Series. Read these articles for information about Auto Liability Insurance, UM and UIM Insurance, Auto MedPay, and Umbrella Coverage.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are. And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Understanding Alaska Car Insurance

The three types of Alaska Auto Coverage insurance sold to Alaskans intended to help injury victims, include:

1. Liability insurance; 
2. Uninsured and underinsured motorists (often referred to as U/UIM); and 
3. Medical Payments Coverage (MedPay). 

An experienced  Alaskan personal injury attorney  reviews the driver’s and passenger’s insurance to determine if the policies apply to the crash.

1. Liability (Bodily Injury) Insurance

Alaska drivers must maintain at least 50/100 ($50K per person, up to $100K per incident) of liability insurance. This insurance normally covers against “loss from the liability imposed by law for damages that arise from the ownership, maintenance, or use of a designated motor vehicle.” It also normally insures against loss “imposed by law for damages that arise from use by the operator of a motor vehicle not owned by the operator.” In other words, liability insurance covers named insured and all those operating the insured vehicle with the owner’s permission.

2. Uninsured And Underinsured Motorist Coverage

Most drivers also carry uninsured and underinsured motorist coverage. This is a low cost insurance policy that protects drivers hit by people violating the law and not carrying required liability insurance. It can also provide coverage when there is a hit and run accident. Uninsured and underinsured motorist coverage normally extends to all occupants of the insured vehicle, including family members. It is also personal. That means your U/UIM insurance covers you whether you are in your own car or not. Alaskan case law provides that U/UIM insurance even covers pedestrians hurt by uninsured/underinsured motorists.

3. Medical Payments Coverage

Medical Payments refers to coverage included on some car insurance policies that pays medical expenses for all occupants in a vehicle suffering injuries from a crash. The coverage will cover both the person insured and passengers. MedPay covers injuries regardless of who causes the crash. Like U/UIM coverage, MedPay is personal. It normally covers you and your family even while in another person’s car, walking along a street, or on a pogo stick in Australia. It is a low cost insurance option that can be added to most insurance policies.

How Alaska Auto Coverage Helps

If you have suffer injuries following a car crash, even if it was a single car crash, you may be able to receive compensation for your injuries. This can include lost wages, medical bills, and pain and suffering. Having an Alaska personal injury attorney who understands the ins and outs of the Alaska court system is essential. Our attorneys will review your case at no cost.

Understandably, some people are uncomfortable with the thought of suing another family member. Fortunately, Alaskan law provides solutions to that problem. Johnson Law understands the purpose of insurance is to protect your family from catastrophic medical bills, regardless of who is at fault. 

Johnson Law knows Alaska and Alaska Auto Coverage Law. Find out how we can help. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your motor vehicle crash injury case. We are here to serve you.

Johnson Law has been serving Alaska auto injury victims for 30 years. It’s who we are. And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image Source: Car Insurance List: Car Insurance In Alaska

Some Alaskans want to avoid causing trouble for others and steer clear of conflict. Do not be that person. Deciding against pursuing your rights hurts not only you but also other Alaskans. The person responsible for injuries and damages should be held accountable for their actions. Holding drivers accountable makes Alaska a safer state.

What Does Holding Drivers Accountable Mean?

As the victim of a collision, your primary job is to work toward healing. You should not have to worry about paying for your injuries or repairs to your vehicle. The other party is responsible, so that person should cover your losses. Holding drivers accountable is important. If necessary, victims may have to sue the at-fault party directly for additional losses beyond insurance.

If you have concerns about holding another driver accountable for your damages, talk to an experienced Alaska personal injury attorney about filing a claim on your behalf. While you focus on recovery, your attorney will handle the legal aspects of your case. This is the best way to handle a claim for severe injuries. A good Alaska personal injury attorney will assist with settlement decisions and claim details.

Accountability Makes Alaska Safer

In fact, holding drivers accountable is crucial in Alaska for ensuring responsible use of public resources. It is important to exercise your legal rights and hold others accountable for negligent or unlawful actions. Holding negligent parties accountable protects others from becoming victims later.

Accountability helps ensure that individuals and organizations adopt better behavior and make better decisions. Holding drivers accountable for negligence provides a clear understanding of expectations and consequences. This reduces the likelihood of poor choices throughout Alaska. 

Person held responsible for their actions, are less likely to repeat poor choices. Holding drivers accountable makes Alaska safer.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your Alaska accident injury case. We are here to serve you.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Sources: Alaska DMV; Alaska Injury Claims

Image Source: Alaska Itinerary

When an unattended vehicle is struck by another driver, the driver must make all reasonable efforts to contact the owner of the damaged vehicle. The driver responsible must leave a written statement providing name and contact information as well as detail the circumstances of the event if the owner cannot be found.

Report The Motor Vehicle Crash To Police

Contact the police and provide your location and identify all drivers involved in the motor vehicle crash. If a responding officer requests drivers to submit an Alaska Motor Vehicle Crash Form (See Crash Form 12-209), the drivers must comply The form may be printed for completion or submitted online.

Be sure to gather all insurance information and contact information such as names, addresses, license number, and phone numbers of the other drivers. It’s also helpful to gather contact information from any witnesses. Having an officer arrive on scene is good support for the facts you provide to open an insurance claim after a car accident.

See A Doctor After A Car Accident

See a doctor and rule out potential injuries after a car accident. Your medical needs are the first priority. You, or anyone else who is injured, should be seen by a doctor as soon as possible. If necessary, call for help and render aid to injured persons until help arrives.

Take Pictures At The Crash Scene

Take photos of the motor vehicle crash damage, visible injuries, the surrounding area and roadway. These will support your insurance claim. Before leaving the scene of an accident, be sure to take pictures for future use.

Dashboard cameras are great because they can often provide video of exactly what happened during a collision. However, many people don’t have dashcams installed in their vehicles. Surrounding businesses, and even some homes, have outdoor video cameras that may have recorded the collision. It’s a good idea to ask the surrounding building owners whether or not they have cameras after a car accident and whether they will review the recording to provide evidence supporting your insurance claim.

What Is A Hit And Run?

On some occasions, whether due to being uninsured or for other reasons, a driver will flee the scene of a motor vehicle crash without providing contact and insurance information, or even rendering aid to potentially injured individuals. This is against Alaska law and is called a hit and run.

If an accident occurs causing injury or damage to your vehicle you must take the appropriate steps. Abide by all relevant laws and seek medical care as soon as possible after a car accident. Contact police, exchange contact information with other drivers and witnesses, take scene and injury photos. Remember to stay at the scene of an accident to wait for the police and emergency services.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law to discuss your case: (907)277-3090 or use our online contact form.

Source: Alaska Statutes

Image Source: National Kidney Foundation

Do I Really Need A PI Attorney? 

Some injured people don’t need a personal injury attorney. When injuries are minor, it makes little sense to hire an attorney. When injuries are serious, it usually makes good sense to at least talk to an attorney. It depends on the severity of your injuries. Because we offer a free consultation, you have nothing to lose.

A Car Accident May Change Your Life

Let’s say you wake up in a hospital and the last thing you remember is you were turning right to head home from work. You had a green light and the right of way. Another driver, not paying attention, sped through his red light and struck the side of your vehicle. Your vehicle spins and then rolls into a ditch next to the road. The emergency crew uses the Jaws of Life to extract you from the vehicle. Now, you are struggling with a brain injury, multiple lacerations and broken bones.

Fortunately, you are still alive but now you have several other issues to consider such as medical bills, lost wages, caring for your family and even vehicle repairs. Normally, the at-fault driver’s insurance covers these kind of claims but likely does not consider your best interest.

What To Expect When Choosing A PI Attorney

You should expect your attorney to educate, advise, and represent you as follows:

• Educate you about your rights, the legal basis of your claim and the damages you are able to recover.
• Advise you throughout the recovery process and help you know what to expect.
• Be an effective and honest representative for you.
• Be your voice in dealing with the defendants, insurance adjusters and other attorneys.
• Answer your calls promptly and keep you involved.

When choosing a personal injury attorney, you should also expect: (1) A higher net recovery; (2) an experienced guide; and (3) relief from worry.

What Is A Free Consultation?

A free consultation is exactly that – your initial consultation with Johnson Law cost you no money. It helps you and the attorney get to know each other. Free consultations let you know what it is like to work with our office, and what you can expect. If you are anxious about the expertise of the attorney or the expenses involved, the free consultation period is where you can find out a great deal of information about our firm.

Why Choosing A Personal Injury Attorney Is Important

Research of personal injury claims processed by the injured person, verses claims handled by a personal injury attorney. found that people who hired attorneys received between 2.5 and 3 times what is paid to people who “go on their own.”

Even after paying an attorney 33%, that means you receive almost twice as much. An experienced personal injury attorney guides you through settlement or trial. They equal the playing field when dealing with insurance companies. Hiring a personal injury attorney allows you to focus on your recovery, while your attorney focuses on holding the responsible person accountable for your injuries. Make sure you find an attorney you like and trust.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law to discuss your case: (907)277-3090 or use our online contact form.

Sources: Live Positively; Chambers Medical Group

Image Source: Chambers Medical Group

A PI Attorney Understands A Claims’ Potential

On the other hand, a skilled personal injury lawyer may see the potential that a claim exists … and be willing to investigate.

EXAMPLE: I was once contacted by the parents of “Jason” – a 16 years old male badly injured in a single-vehicle, roll-over crash. Jason’s 17-year-old friend, Harvey, was driving the pickup they occupied when Harvey lost control and rolled the pickup off the road. Because Jason was not wearing his seatbelt, Harvey’s auto insurance company told Jason’s family: “Jason’s injuries are Jason’s own fault. Jason should have worn a seatbelt. Your claim is denied.”

Related medical/surgical bills exceeded $129,000. Jason looks forward to 60+ years of pain and limited mobility because of this wreck. Jason’s parents didn’t know how to cover the care their son needed. It was time to call a personal injury lawyer and ask questions.

Investigating Claims

Jason’s parents asked us to investigate.

We gathered the police report, visited the scene, spoke with Harvey, measured and photographed the pickup truck, got ahold of the pickup’s “black box” and performed appropriate legal research. Initially, we confirmed: (1) that Harvey was negligent because the Rule of The Road require drivers to stay within their lane unless it is safe to leave it (13 AAC 02.085); and (2) Harvey’s insurance company was partially correct: Any part of Jason’s injuries caused by Jason’s failure to wear a seatbelt were Jason’s responsibility, not Harvey’s. See: Hutchins v. Schwartz, 724 P.2d 1194 (Alaska 1986).

A good personal injury lawyer knows that what is needed, is to determine how much of Jason’s injuries were caused by Jason’s failure to wear a seatbelt.

Knowing When To Hire An Expert

The firm hired a certified Accident Reconstruction (AR) expert to help us investigate. The investigation helped determine whether Jason’s lack of a seatbelt contributed to Jason’s injuries. The AR expert/engineer performed extensive tests, most directed to recreating the Crash that he could evaluate structural damage of the pickup. The AR expert finally concluded:

“No. Jason’s failure to wear a seatbelt in no way caused or made Jason’s injuries worse. The roof of the pickup was badly crushed in the crash. Thus, the lack of seatbelt had no bearing on Jason’s injuries. The roof was so badly crushed, it impacted the pickup’s bench seatback. Indeed, if Jason had been wearing a seatbelt, he probably would have died in the Crash.”

Because Jason’s parent’s spoke to a personal injury lawyer instead of letting the insurance company deny their son needed care, Harvey’s insurance company paid Jason full liability “Policy Limits” of $100,000. It also paid Jason full Underinsured Motorist “Policy Limits” of another $100,000. Finally, Jason’s family auto insurance paid Jason another Underinsured Motorist “Policy Limit” of $50,000. The insurance company also paid Jason’s medical bills. Jason is getting the vocational rehabilitation he needs and can look forward to a reasonably well-paying job.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law to discuss your case: (907)277-3090 or use our online contact form.

Image Source: 12WBOY

What happens when you are wronged in other ways? How do you know if the law will help you?

When To Hire A Personal Injury Attorney

For example, I am an Alaskan Personal Injury Attorney. I help people hurt (and the families of those killed by) other people’s bad conduct (“negligence”). Usually, the negligence is poor driving – ignoring the Rules of the Road. When a Motor Vehicle Crash – caused by somebody else causes damage to a family or friend – people call me. Some Drunk Driver crossed the center-line, or ran a Stop sign … and Crashed into them. When this happens, it really is not too difficult to conclude that the Drunk Driver engaged was wrong or negligent. We all agree that accountability is good. The law should help people who are injured, and the families of those who are killed, by drunk drivers. Hiring a lawyer helps hold drunk drivers fully accountable, making society batter.

But what about situations where a person is hurt … and it is unclear whether bad conduct was involved? How is a person like you to learn whether another person engaged in the type of bad conduct that give rise to a tort claim for injury or death? Hiring a lawyer to investigate potential claims helps you through these situations.

Arguing With Insurance Companies

Or, what about situations where an insurance company tells you “there is no claim here,” “there is no coverage for that loss,” or “there is nothing we can do for you”? What should you do then? A good personal injury attorney argues with the insurance company so that you don’t have to…

The answer is simple: You can either: (1) Wilt away and let it drop; or (2) Find a good attorney to investigate for you. Hiring a lawyer is the smart choice. Most good Personal Injury attorneys are willing to expend the time and money necessary to investigate potential injury and death claims. We foot the bill to hire investigators, collect the records, do the legal, engineer, and medical research to determine whether a claim exists.

It is part of our job. We also usually do it gratis: No charge.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law to discuss your case: (907)277-3090 or use our online contact form.

Image Source: WSBT 22

UNDERSTANDING MEDICAL PAYMENTS INSURANCE

Generally speaking, medical payments insurance covers the cost of medical expenses arising from an automobile accident – regardless of who is at fault. It can also cover the following expenses that may arise out of a car crash – even if you are nowhere near your insured vehicle:

• Medical Transport;
• Emergency Room Expenses 
• Radiology – X-rays / CT Scans / MRIs 
• Anesthesia; 
• Surgeon fees; 
• Medical facility / hospital fees; 
• Prostheses; 
• Doctor’s visits; 
• Dental care required as a result of a car crash; and 
• Funeral expenses. 

It covers all of your occupants and is optional in Alaska. Sadly, many people either decline the coverage, or do not know they have the option of purchasing Medical Payments coverage. Medical payments insurance can be used directly as primary coverage for expenses, or as a supplement to health care coverage you already have – paying co-pays and deductibles when you use your health insurance. Different policies take a different approach to this. Nonetheless, having medical payments insurance offers peace of mind that all expenses will be covered.

HOW TO GET MEDICAL PAYMENTS INSURANCE

The good news is, medical payments insurance can be added to your car insurance policy at any time. The cost of it is directly proportional to the amount of coverage you select per incident. Depending on your insurance policy and the size of coverage you choose, the insurance can be as low as $2.00 – $7.00 per month. This kind of coverage costs very little. Hopefully you never need it, but it ensures occupants receive the medical care they need.

Is it time to review Your Medical Payments (MedPay) Auto Insurance? Most of us buy first automobile insurance when we are “young and poor.” Our interaction with an insurance sales agent goes something like this: “I have no money. Sell me the cheapest coverage you have to let me legally drive in Alaska.” As a result, insurance sales agents normally sell us “statutory minimum”  “50/100” Liability insurance. We may or may not even know there is more protection available such as U/UIM and Medical Payments.

Medical Payments Insurance

Medical Payments or “MedPay” insurance normally pays for medical bills arising from an automobile accident. Therefore, it covers you and all occupants of your vehicle. And while it is not mandatory under Alaskan law – it should be. In fact, many people have no MedPay or only $5,000. This is not enough.

How Much Does It Cost

I recommend you buy $100K of “MedPay” insurance. It should cost between $50 and $75 every six months. Furthermore, People with sufficient MedPay rarely get bankrupted by medical bills and aren’t harassed by collection agencies after a Motor Vehicle Accident. Equally important, it is cheap peace of mind. Buy all you can afford.

BOTTOM LINE

If you or a loved one gets hurt in a car crash, be sure to coordinate payment of your medical bills between your health insurer and your Medical Payment insurer. DO NOT let your Medical Payments insurer exhaust your benefit up front. This is a common mistake.

This Blog is Part 3 of a 5 Part Series. Check these posts for information about Liability, U/UIM, Umbrella, and Homeowner Insurance.

Johnson Law, P.C. has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law, P.C. to discuss your case: (907)277-3090 or use our online contact form.

Secondary Source: Insurance Information Institute

Image Source: Wallet Hub

Alaska law enforces harsh penalties against drivers who don’t have required insurance. If you are uninsured, or fail to provide the proof within 15 days, your driver’s license may be suspended for 90 days for a first occurrence and one year for a second occurrence. The penalties for not carrying the minimum required insurance are harsh. Protect yourself and others on the road by carrying proper insurance. Meet with your insurance sales agent today for a full insurance coverage review.

Alaska Insurance Requirement After A Crash

Drivers must provide proof of insurance to the Division of Motor Vehicles (DMV) within 15 days of being in a serious crash in Alaska. A serious crash involves bodily injury or death to a person, or property damage in excess of $501. Regardless of the crash’s cause, all drivers involved must submit proof of insurance. Even if you didn’t cause the crash you must provide the proof of insurance to the DMV.

The requirement to notify the DMV is in addition to any report given to the police or insurance company. Normally the officer investigating the crash will give a certificate of insurance form to the drivers. The certificate of insurance forms are also available at any DMV office or on the state web page.

Insurance Company Requirements After A Crash

Most insurance companies require insureds to submit a claim as soon as possible after being in an accident. It is important to have as much information as possible for your insurance company so that they may evaluate your claim. Submit scene photos, bills for vehicle towing or medical care, the police report and witness statements. If you experience any memory loss or trouble focusing, refrain from making recorded statements until you are in better health. See your primary health care provider immediately following an accident.

State Of Alaska Requirements After A Crash

You must provide proof of insurance to the Division of Motor Vehicles (DMV) within 15 days of being in a serious crash in Alaska. A serious crash involves bodily injury or death to a person, or property damage in excess of $501. Regardless of the crash’s cause, all drivers involved must submit proof they meet Alaska insurance requirements. Even if you didn’t cause the crash you must provide the proof of required insurance to the DMV.

The requirement to notify the DMV is in addition to any report given to the police or insurance company. Normally the officer investigating the crash will give a certificate of insurance form to the drivers. The certificate of insurance forms are also available at any DMV office or on the state web page.

State Of Alaska Penalties

Alaska law enforces harsh penalties against drivers without required insurance. If you are uninsured, or fail to provide the proof you meet Alaska insurance requirements within 15 days, your driver’s license will be suspended for 90 days for a first occurrence and one year for a second occurrence.

If you are a victim of a motor vehicle collision, you have legal rights to hold negligent parties accountable. Including parties who don’t meet Alaska insurance requirements. Johnson Law, P.C. has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law, P.C. to discuss your case: (907)277-3090 or use our online contact form.

Source: The “State of Alaska Driver Manual” by the Alaska Department of Administration Division of Motor Vehicles

Alcohol Facts

Alcohol has many negative impacts when over-consumed. Excessive drinking can cause severe health consequences. Some people suffer significant memory loss and lose their sense of inhibition, causing them to act in unusual ways when consuming alcohol. Drinking can also cause blurry vision, loss of balance, slurring speech, loss of coordination, and lost control of body movements. Further, frequent drinking can cause aggressive behaviors, such as verbal or physical abuse to oneself or others. These components are dangerous components to drinking and driving in Alaska.

Repeatedly consuming alcohol in excessive amounts can lead to alcohol use disorder (AUD). AUD affects roughly 15 million adult Americans and nearly half a million youth between 12 – 17 years old. Too much alcohol in the bloodstream seriously impacts mental and physical functions, especially dangerous when drinking and driving. High blood alcohol content can cause severe effects such as difficulty remaining conscious or seizures. Alcohol overdose can lead to life long health complications, or even death.

While under the influence of alcohol, a person’s decision-making skills are compromised, leading to risky or unsafe situations. Some people choose to drive under the influence of alcohol. Driving under the influence is one of the most dangerous risks of overly consuming alcohol and puts multiple people at risk. Driving and driving in Alaska makes roads more dangerous for everyone.

Lives are Lost in Drinking and Driving Accident Every Year.

Statistics state that 37 people in the United States dies each day due to drinking and driving. In 2022, 13,524 people were killed in alcohol-impaired crashes. Alcohol-impaired driving crashes involve at least one driver or motorcycle operator with a blood alcohol concentration (BAC) of 0.08 or higher, including 283 children between the ages of 0 and 14. Young people are at a higher risk of being hurt in an accident, regardless of the level of intoxication.

Fatal crashes involving drivers with a blood alcohol content greater than 0.08% appear more often towards the younger side of the age spectrum. Drivers between the ages of 21 and 24 account for a third of all intoxication influenced traffic fatalities. Help stop drinking and driving in Alaska.

Johnson Law, P.C. has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Please call Johnson Law, P.C. to discuss your case: (907)277-3090 or use our online contact form.

Fact Sources: National Safety Council; National Institute on Drug Abuse; US DOT

Image Source: Anchorage Daily News

Negligence is a Civil Justice Matter

Determining who is at fault in a traffic accident is a matter of deciding who was negligent. In many cases, your instincts will tell you that a driver, cyclist or pedestrian acted carelessly, but not what Civil Justice rule or rules the negligent person violated. An attorney reviews a number of resources to help you determine who was at fault for your accident, such as police reports, state traffic laws, and witnesses.

Negligence is not a Crime

What determines if an injury is a crime or negligence? An injured person is described as a victim. Justice for the victim is determined by how the injury happened. The question is: “Was the injury an accident or was the injury on purpose?“

• Negligence = Accident
• Crime = On Purpose

When one person hurts another on purpose, they have committed a crime and are punished within the criminal justice system criminal. A purely negligent person does not intend to hurt another person. For example: A driver distracted by traffic behind him does not see a red light in time. The distracted driver is unable to stop. He accidentally hits another vehicle while trying to stop. The distracted driver made a mistake. He was negligent. The negligent driver is responsible for the damages. The Civil Justice system addresses injuries caused by accidents. This is also true in cases which are not caused by driver negligence.

Civil Justice in Negligence Cases

Personal injury and negligence cases often resolve with a settlement agreement before trial is needed. When parties do not agree to settle the claim, a lawsuit is required. Johnson Law, P.C. works hard to settle our clients’ car accident cases without the court.

In some cases, we must file a lawsuit and go to trial. The civil justice system allows a person or entity (the plaintiff) to sue another person or entity (the defendant) for harm or wrongdoing. In negligence claims, justice is determined by the cost of the damages. Courts look to a number of factors in determining whether a driver was negligent in Civil Justice cases. Some of these factors include, but aren’t limited to, the following:

• Disobeying traffic signs or signals
• Failing to signal while turning
• Driving above or below the posted speed limit
• Disregarding weather or traffic conditions
• Driving under the influence of drugs or alcohol

Alaskan Civil Justice law requires a negligent person to assist the victim of the negligence, or to assist the family of the victim. Money is the leading way to assist the victim in a negligence claim. In other words, society does not punish a negligent person with a jail sentence. Society asks a negligent person to pay for the damages they caused.

Johnson Law, P.C. has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do.

Please call Johnson Law, P.C. to discuss your case: (907)277-3090 or use our online contact form.

Secondary Source: FindLaw, “Car Accident Basics“

Image Source: RAND Institute for Civil Justice

For example, many people suffer injuries in an automobile accident. However, not all injuries are apparent immediately after a crash. Shock and adrenaline often hide an injury for days or even weeks. Car crash victims should seek medical care, even if an injury appears minor.

When To File Damages Claims

Automobile accident damages may create hospital bills, medical expenses and physical therapy. These bills often lead to financial stress as frightening as physical pain.

Many injury victims ask a personal injury attorney for help after incurring car accident damages. The attorney will research the facts of an accident; help the injured victim hold the person responsible for the accident accountable; and assist the injured victim to recover economic damages, expenses and lost wages suffered from their accident.

Even worse than the automobile accident damages themselves, is to be in a position of not having health insurance or affording necessary medical care. In cases where a crash is the fault of another party, victims may seek compensation from the person or business causing the crash.

What Are Automobile Accident Damages?

Medical care is normally the first car accident damage following an auto accident. Car accident victims with serious injuries immediately go to the emergency room, where they may require expensive surgeries. Victims with less serious injuries may undergo lengthy treatment to resolve injuries. Costs of medical treatment quickly adds up, including staying in the hospital, doctor bills, rehabilitation services and medications.

For this reason, medical costs tend to represent a large percentage of automobile accident damages that victims pursue in injury claims. If you have medical payments coverage on your policy, it can also help pay related medical bills so you can receive necessary treatment.

While claims relating to medical costs tend to be primary in personal injury claims, victims can seek other car accident damages too. For example, victims may be entitled to payment for pain and suffering and compensation for lost quality of life. If you find that you are not able to do things after the accident that you once enjoyed, you may be able to seek compensation.

Another form of automobile accident damages includes costs of replacing property destroyed in the crash, including your vehicle. Finally, wages lost while recovering from injuries for missing work may be recovered in a personal injury lawsuit. Keep records of all work you miss as a result of the accident.

In cases of extreme negligence, or willful negligence, parties might also secure compensation for punitive damages. Courts sometimes award punitive damages as a way of punishing an at-fault party.

Johnson Law, P.C. has been helping Alaskans for nearly 30 years. It’s who we are.

And while we hope you never need us… We’re here if you do.

Contact Johnson Law, P.C.: (907)277-3090 or use our online contact form.

Secondary Material Sources: FindLaw, Investopedia

Image Source: Adobe Stock

Alaska’s Road Conditions Ranked

The Reason Foundation’s Annual Highway Report placed Alaska’s roads at or near the bottom of their rankings for over 10 years. Alaska was last in 2013, moving up slightly to 49th in 2014. Alaska’s roads reached 48th in 2018 and remains stagnant. The rankings are based upon the quality of the roads and the cost-effectiveness of the road system.

In addition to the conditions on rural roads, the report found an increase in bad conditions on interstates. Alaska is one of five states in the entire country that has almost fifty percent of its rural interstates considered to be in poor condition. The study also found many deficient bridges in the state. Alaska’s worst rankings are in rural arterial pavement condition (50) and rural Interstate pavement condition (48).

Alaska officials take issue with the report. They say the existing roads require high costs to maintain and the ranking doesn’t take newly built roads into account. The state transportation department points out improvements like underpasses and overpasses on rural roads infrequently traveled can’t be justified due to the expense. But the person who compiles the report says just the opposite is true. There are so many rural areas in Alaska that require travel to major cities. Those citizens have no choice but to use those roads.

Road Maintenance Reduces Car Accidents on Alaska’s Roads

The Alaska Department of Transportation and Public Facilities provides Alaskans with its scheduling priorities for Alaska’s roads. Because winter conditions vary, response times are dependent upon the severity and length of each winter storm. Priority levels at a glance are listed below:

Priority Level 1

High-volume, high-speed highways, expressways, minor highways, all safety corridors and other major urban and community routes. Maintenance on Level 1 routes may take up to 12 hours to clear after a winter storm.

Priority Level 2

Routes of lesser priority based on traffic volume, speeds and uses. Typically, these are major highways and arterials connecting communities. Maintenance on Level 2 routes may take up to 18 hours to clear after a winter storm.

Priority Level 3

Major local roads or collector roads located in larger urban communities. Maintenance on Level 3 routes may take up to 24 hours to clear after a winter storm.

Priority Level 4

Minor local roads that provide residential or recreational access. Maintenance on Level 4 routes may take up to 30 hours to clear after a winter storm.

Priority Level 5

Roadways that are designated as “No Winter Maintenance” routes, e.g. Denali Highway or Taylor Highway. Level 5 routes are generally cleared only in spring to open road for summer traffic.

Auto Accidents On Alaska’s Roads

While human error and mechanical problems are the main causes of auto accidents on Alaska’s roads, poorly maintained roads can certainly be a contributing factor. If you think poor road conditions were the cause of an auto accident on Alaska’s roads, contact a reputable and experienced personal injury attorney in Alaska who can help you determine who should take responsibility for your pain and suffering.

Johnson Law, P.C. has been helping injured Alaskans for nearly 30 years. It’s who we are. And while we hope you never need us … We’re here if you do.

Contact Johnson Law, P.C.: (907)277-3090 or use our online contact form.

Material Sources: Reason Foundation, Alaska Department of Transportation and Public Facilities

Image Source: NBC News