Winter Auto Insurance Review And Alaska Requirements: Alaska law requires liability auto insurance for drivers. Alaska law states that drivers must buy at least $50,000 of bodily injury coverage per person and $100,000 of bodily injury coverage per accident. Drivers must also buy $25,000 in property damage protection.

In addition, drivers must prove they have auto insurance at all times. Failure to provide proof of insurance may result in a license suspension.

Why A Winter Auto Insurance Review Is Important For Alaskans

Although Alaska requires minimum auto insurance levels, many crashes cause damages greater than minimum requirements cover. For example, a severe crash may result in long-term injuries. Such injuries reduce a victim’s ability to earn a living or limit quality of life. When this occurs, the injured person may require insurance beyond what an at-fault driver’s policy insures. A winter auto insurance review for additional coverage levels will help you and your family weather the financial loss.

Additional Insurance

Companies offer additional insurance beyond what is a requirement, such as uninsured (UM), under-insured (UIM) and medical payments coverage. These types of coverage are beyond the minimum and protect you in cases where damages exceed at-fault parties insurance available. Contact your insurance sales agent today and ask them to sit down with you for a Winter Auto Insurance Review.

It is worthwhile to contact a personal injury attorney if you have been injured in an automobile accident. An attorney will review evidence in a case to establish negligence of a third-party causing injuries and assist in obtaining information about insurance coverages. If successful in court, a driver with injuries may be able to win compensation for medical bills, lost wages and other reasonable long-term care costs.

When The Unthinkable Happens

After a serious automobile crash, contact an injury attorney. The attorney gathers evidence in your case to establish the negligence of a third-party causing injuries. If successful, the driver with injuries may be compensated for medical bills, lost wages, and other reasonable long-term care costs. A winter auto insurance review will make all the difference in your financial recovery. Please call Johnson Law to discuss your auto insurance case: (907)277-3090 or use our online contact form.

This Article is Part 1 of a 6-Part Winter Auto Insurance Review Series. Read these articles for information about Auto Liability Insurance, UM and UIM Insurance, Auto MedPay, Umbrella Coverage, and Personal Injury Auto Claims.

Johnson Law has been helping Alaskans for nearly 30 years. It’s who we are. And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Sources: State of Alaska: Division of Motor Vehicles: Mandatory Insurance

Image Source: Alaska’s News Source: KTVF Fairbanks