Alaska Auto Insurance

Alaska Auto Insurance – In Alaska, state law requires people to carry insurance coverage on their vehicles. A crash involving a driver without proper coverage can leave the driver personally liable for injuries or damages caused. According to state law, vehicle owners and drivers are responsible. If someone is driving a vehicle and another person owns it, auto crash injury victims may have two auto insurance claim options.

Alaska Auto Insurance Requirements

According to the mandatory insurance law, the vehicle owner or driver has to have liability coverage on a vehicle. The minimum Alaska Auto Insurance coverage requirement is $50,000 per person / $100,000 per accident for injuries or death and $25,000 for property damage.

Although Alaska has set minimum levels of auto insurance. Many crashes cause damages exceeding those minimum requirements. For example, a serious crash may result in long-term injuries. These kind of injuries may reduce a victim’s ability to earn a living and limit his or her quality of life. When this occurs, the injured person may need financial help beyond the at-fault driver’s policy limits. Our advice is to review your insurance and then buy as much Liability insurance coverage as you can afford.

Penalties For Driving Without Insurance

If a negligent driver is driving without Alaska Auto Insurance and the auto crash injury victims can’t collect from an insurance company following an accident, the Department of Motor Vehicles (DMV) may suspend the negligent driver’s license until injured parties are paid in full in accordance with any judgment made by the court. There is a mandatory insurance law in Alaska. Being uninsured violates state law.

Drivers who do not carry Alaska Auto Insurance coverage may lose their license for at least 90 days when unable to produce proof of insurance. This keeps uninsured drivers off of the roads while they make required payments for your care and financial losses.

The Financial Responsibility law requires any negligent driver who hits another driver to pay for related losses, whether or not the negligent driver carries Alaska Auto Insurance. Once parties agree to a settlement, the negligent driver may regain their driver license upon court approval.

Johnson Law knows Alaska and Alaska Auto Insurance Law. Find out how we can help. Call Johnson Law at  (907)277-3090 or use our Contact Form to discuss your motor vehicle crash injury case. We are here to serve you.

Johnson Law has been serving Alaska auto injury victims for 30 years. It’s who we are. And while we hope you never need us… We’re here if you do. ~ Doug Johnson

Image Source: Car And Driver