Articles Posted in Insurance Law

What Is Umbrella Insurance? Umbrella Insurance Policies In Alaska provide an extra layer of liability protection when the limits of your existing insurance policies have been exhausted. It works alongside your auto, homeowners, renters, or boat insurance to help protect your finances if you are responsible for causing serious injuries or significant property damage. You…

Learn more about Uninsured and Under Insured Motorist Coverage in Alaska and why it may be the most important auto insurance you buy. What Is Alaska U/UIM Auto Insurance? Alaska U/UIM Auto Insurance – Uninsured and Under Insured Motorist coverage (U/UIM) protects you and your family if you are injured in a car accident caused…

What is Alaska Liability Car Insurance? Alaska Liability Car Insurance – What is it? It is the foundation of every automobile insurance policy and is required for all drivers in Alaska. Specifically, Alaska liability car insurance pays for injuries and property damage you cause to others if you are at fault in a motor vehicle…

Is Your Auto Insurance Ready for Summer Travel? Alaska Summer Auto Insurance coverage review – Summer is one of the busiest driving seasons in Alaska. Additionally, increased tourism, road construction, recreational travel, motorcycles, RVs, and wildlife activity create unique risks for drivers. Before heading out on Alaska’s highways, every driver should complete an insurance coverage…

What Every Driver Needs to Know After a Car Accident Alaska Insurance Requirements – If you drive in Alaska, understanding Alaska insurance requirements is essential. State law requires every driver to carry minimum liability insurance coverage and provide proof of insurance when involved in certain motor vehicle accidents. Consequently, failing to comply can result in…

Losing A Loved One – When we lose a loved one, the personal loss is devastating. Particularly a death caused by a sudden accident. We expected that loved one to be with us for many more years. Yet life ends… tragically, suddenly, and unexpectedly. While nothing will return our loved one to us, if a…

Proving Negligence – The most critical factor in an injury case is proving negligence – the basis for all personal injury claims. and lawsuits. In some cases, negligence is clear and undisputed. Surprisingly, this is rare. One is more likely to experience an insurance company, or the lawyer representing the company, disputing the fact of…

Alaska Auto Insurance – In Alaska, state law requires people to carry insurance coverage on their vehicles. A crash involving a driver without proper coverage can leave the driver personally liable for injuries or damages caused. According to state law, vehicle owners and drivers are responsible. If someone is driving a vehicle and another person…

Insurance Settlements – When dealing with the insurance companies, it is good to be skeptical about signing away your claims. Alaskans buy insurance to be there when we need it most, right? In contrast, insurance companies are there to make a profit. Accordingly, their main concern is not offering an appropriate insurance settlement for your…

Alaska Uninsured Drivers – Alaska is an “at-fault” state. Consequently, every registered driver must have insurance coverage to pay for costs – in case they cause an accident. This system requires proving fault to determine who is responsible for the costs of the collision. This is very different from a no-fault state, where drivers use their…