Articles Posted in Uninsured Underinsured Coverage

What Is Medical Payments Insurance (MedPay)? Alaska Medical Payments Insurance, commonly called MedPay, helps pay medical expenses after a car accident regardless of who caused the crash. Unlike liability insurance, which pays for injuries you cause to others, MedPay covers you and your passengers. Quick Answer Medical Payments Insurance (MedPay) pays medical expenses for you…

Learn more about Uninsured and Under Insured Motorist Coverage in Alaska and why it may be the most important auto insurance you buy. What Is Alaska U/UIM Auto Insurance? Alaska U/UIM Auto Insurance – Uninsured and Under Insured Motorist coverage (U/UIM) protects you and your family if you are injured in a car accident caused…

Is Your Auto Insurance Ready for Summer Travel? Alaska Summer Auto Insurance coverage review – Summer is one of the busiest driving seasons in Alaska. Additionally, increased tourism, road construction, recreational travel, motorcycles, RVs, and wildlife activity create unique risks for drivers. Before heading out on Alaska’s highways, every driver should complete an insurance coverage…

UM and UIM Insurance or Uninsured Motorist and UnderInsured Motorist coverages protect policyholders, family members, and all vehicle occupants after an accident with someone who has no insurance or does not have enough insurance to cover damages. UM and UIM Insurance coverage is something Alaskans purchase to allows peace of mind in an accident. Statewide,…

Alaska Auto Coverage – Those suffering injuries from a car crash are entitled to recovery. This is true whether you are in a car crash involving multiple cars or a single vehicle. Crashes with a single vehicle may include drivers who are friends, an acquaintance, or even a family member. The bottom line is that auto…

U/UIM Protects Alaskans – Imagine you are in a motor vehicle accident. You are working through a recovery, have a damaged vehicle and need to replace your lost wages. Upon contacting the insurance provider to make a claim for your losses, you discover the driver who struck you either doesn’t have enough insurance or no…

Resident Relative Claims – what does that term mean? Claims asserted by the spouses and other relatives who share a residence with an insured person are Resident Relative claims. A Resident Relative receives special status in an insurance policies’ language. In some cases, a Resident Relative is automatically insured. Claim Example A family called me…

Uninsured underinsured auto insurance protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers,…