UM and UIM Insurance or Uninsured Motorist and UnderInsured Motorist coverages protect policyholders, family members, and all vehicle occupants after an accident with someone who has no insurance or does not have enough insurance to cover damages. UM and UIM Insurance coverage is something Alaskans purchase to allows peace of mind in an accident. Statewide,…
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Auto Liability Insurance, or third-party insurance, pays for damages and injuries to other people (third parties) if you’re at fault in an accident. It covers bodily injury and property damage. Auto Liability Insurance is also referred to as auto liability coverage, broken down into Bodily Injury Liability (BI) and Property Damage Liability (PD). Auto Liability Insurance protects you when claims arise…
Continue reading ›Sterling Highway – A Ninilchik woman died last week in a single-vehicle rollover on the Sterling Highway, according to the Alaska State Troopers. Cheryl Komakhuk, 67, was driving a Jeep southbound. She lost control on the icy roadway and rolled the vehicle into the ditch. Although troopers and first responders dispatched immediately, Ms. Komakhuk, the…
Continue reading ›Alaska Auto Coverage – Those suffering injuries from a car crash are entitled to recovery. This is true whether you are in a car crash involving multiple cars or a single vehicle. Crashes with a single vehicle may include drivers who are friends, an acquaintance, or even a family member. The bottom line is that auto…
Continue reading ›Alaska Auto Insurance – In Alaska, state law requires people to carry insurance coverage on their vehicles. A crash involving a driver without proper coverage can leave the driver personally liable for injuries or damages caused. According to state law, vehicle owners and drivers are responsible. If someone is driving a vehicle and another person…
Continue reading ›Alaska Roads – our state is renowned for stunning scenery and incredible natural beauty. Most of Alaska’s tourists travel via plane, train or cruise ship. Yet, the most common travel in our great state occurs on Alaska roads. In 2022, the Department of Transportation and Public Facilities reported at least 82 fatalities. That number is…
Continue reading ›Alaska Traffic Crashes – The State of Alaska is a unique environment which differs in many ways from other states. One of the most notable differences is in the land and the way of life. Because of these differences, the factors for vehicle collisions also differ when compared to other locations. Where Do Alaska Traffic…
Continue reading ›Alaska Uninsured Drivers – Alaska is an “at-fault” state. Consequently, every registered driver must have insurance coverage to pay for costs – in case they cause an accident. This system requires proving fault to determine who is responsible for the costs of the collision. This is very different from a no-fault state, where drivers use their…
Continue reading ›After a car crash, many Alaskans are at a loss on how to proceed. Some are unfortunate to have been involved in several accidents. Most Alaskans do not experience car crashes. Due to this unfamiliarity, car crashes can be difficult to navigate. The main problem is that many Alaskans experience frustration and stress after a…
Continue reading ›PTSD After A Car Accident – In addition to physical injuries, some may suffer psychologically injuries after experiencing a car accident. Post-traumatic stress disorder or PTSD, is a mental health condition initiated by a terrifying event, may result following a car accident. It’s common to think about an accident and feel emotions such as fear,…
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