UM and UIM Insurance or Uninsured Motorist and UnderInsured Motorist coverages protect policyholders, family members, and all vehicle occupants after an accident with someone who has no insurance or does not have enough insurance to cover damages. UM and UIM Insurance coverage is something Alaskans purchase to allows peace of mind in an accident. Statewide,…
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Alaska Auto Coverage – Those suffering injuries from a car crash are entitled to recovery. This is true whether you are in a car crash involving multiple cars or a single vehicle. Crashes with a single vehicle may include drivers who are friends, an acquaintance, or even a family member. The bottom line is that auto…
Continue reading ›U/UIM Protects Alaskans – Imagine you are in a motor vehicle accident. You are working through a recovery, have a damaged vehicle and need to replace your lost wages. Upon contacting the insurance provider to make a claim for your losses, you discover the driver who struck you either doesn’t have enough insurance or no…
Continue reading ›Resident Relative Claims – what does that term mean? Claims asserted by the spouses and other relatives who share a residence with an insured person are Resident Relative claims. A Resident Relative receives special status in an insurance policies’ language. In some cases, a Resident Relative is automatically insured. Claim Example A family called me…
Continue reading ›Uninsured underinsured auto insurance protects you if you are in an accident with someone who does not have enough insurance to cover damages. Further, the coverage you purchase allows peace of mind if you are in any accidents. Nationally, around 13% of drivers do not have insurance. That equates to about one in eight drivers,…
Continue reading ›Insurance Coverage Review – winter weather driving is dangerous. Review your auto insurance needs and prepare for winter driving. It is essential to have enough insurance in a car accident. Minimum Auto Insurance Requirements Alaskan law requires liability insurance for drivers. Alaska statutes states that drivers must buy at least $50,000 of liability bodily injury coverage…
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