Articles Posted in Insurance Coverage Review

Auto Liability Insurance, or third-party insurance, pays for damages and injuries to other people (third parties) if you’re at fault in an accident. It covers bodily injury and property damage. Auto Liability Insurance is also referred to as auto liability coverage, broken down into Bodily Injury Liability (BI) and Property Damage Liability (PD).  Auto Liability Insurance protects you when claims arise…

Winter Auto Insurance Review – A New Year is upon us and winter weather makes driving more dangerous. Review your winter auto insurance needs. It is essential to have enough insurance in case of a car accident. Winter Auto Insurance Review And Alaska Requirements: Alaska law requires liability auto insurance for drivers. Alaska law states that…

Sterling Highway – A Ninilchik woman died last week in a single-vehicle rollover on the Sterling Highway, according to the Alaska State Troopers. Cheryl Komakhuk, 67, was driving a Jeep southbound. She lost control on the icy roadway and rolled the vehicle into the ditch. Although troopers and first responders dispatched immediately, Ms. Komakhuk, the…

Homeowner policies protect not only your home, but also your assets in case of an accident. Johnson Law recommends Alaskans buy Homeowner Insurance protection. Buy as much as you can afford. If you wonder what homeowner policies cover and why you need homeowner insurance, you are not alone. What Is Homeowner Insurance? Primarily, Homeowner Insurance…

Umbrella Policies are a secondary layer of insurance and acts like an “umbrella” to protect the insured as as well as the injured parties. Though not common in discussions, these policies benefit an insured by adding another layer of protection to meet insurance needs. This coverage is in addition to other Alaskan insurance policies such…

Are You Covered Alaska? Do you have enough auto insurance to protect you in case of a car accident? The summer season is upon us. Summer driving presents a unique set of challenges compared to other seasons. Protect yourself and your loved ones. It’s time for an auto insurance review. Minimum Auto Insurance Requirements In Alaska…

Auto Insurance – Alaska requires auto insurance, protecting the public from uninsured drivers with both mandatory insurance laws and financial responsibility requirements. The laws provide the Division of Motor Vehicles (DMV) rights to remove drivers from the road for failure to maintain required coverage. Drivers responsible for car crashes must pay property damage and injury…

Resident Relative Claims – what does that term mean? Claims asserted by the spouses and other relatives who share a residence with an insured person are Resident Relative claims. A Resident Relative receives special status in an insurance policies’ language. In some cases, a Resident Relative is automatically insured. Claim Example A family called me…

Car crash passengers: A Car Crash is traumatic. As a passenger in a wreck you likely witnessed the horrible event from start to finish. Further, it seems what happens next is an unending blur of flashing lights, emergency response, and answering questions. When the driver unconscious or seriously injured, it is even more difficult. After…

Home ownership can be both rewarding and challenging. Understanding homeowner insurance can provide relief in stressful situations. People who do not have homeowner insurance on their property risk exposing themselves and property to personal law suits. It is important to make sure that you have enough coverage to protect not only your home but also…