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Umbrella coverage may not come up often in insurance conversations, but it’s a valuable protection for policyholders. This type of insurance adds an extra layer of financial security to help meet your insurance needs. Think of it as an “umbrella” that protects you and others in the event of an accident. It provides additional coverage…

Auto MedPay or Automobile Medical Payments Insurance Coverage covers medical expenses for you, your family, and your passengers when injured in an auto accident, regardless of who is at fault. MedPay also covers insured pedestrians if they are hurt by another vehicle while a pedestrian, even if they are nowhere near their insured vehicle. Auto…

UM and UIM Insurance or Uninsured Motorist and UnderInsured Motorist coverages protect policyholders, family members, and all vehicle occupants after an accident with someone who has no insurance or does not have enough insurance to cover damages. UM and UIM Insurance coverage is something Alaskans purchase to allows peace of mind in an accident. Statewide,…

Auto Liability Insurance, or third-party insurance, pays for damages and injuries to other people (third parties) if you’re at fault in an accident. It covers bodily injury and property damage. Auto Liability Insurance is also referred to as auto liability coverage, broken down into Bodily Injury Liability (BI) and Property Damage Liability (PD).  Auto Liability Insurance protects you when claims arise…

Winter Auto Insurance Review – A New Year is upon us and winter weather makes driving more dangerous. Review your winter auto insurance needs. It is essential to have enough insurance in case of a car accident. Winter Auto Insurance Review And Alaska Requirements: Alaska law requires liability auto insurance for drivers. Alaska law states that…

Winter Ice – Alaska’s kids are out of school on their holiday break. We’re enjoying winter activities across Alaska. At the same time, it’s important to be aware of potential dangers. Alaska’s heavy snowfalls and cold temperatures cause winter ice build up. Keep in mind that Alaskan winter activities are often accompanied by inherent hazards.…

Happy New Year! There are many ways to welcome 2026. Typically, people enjoy parties, preparing special meals, making resolutions, and performing certain rituals. Following are some traditions which may give you ideas for creating or adding to your own. Regardless of how you enjoy welcoming 2026, stay safe and stay healthy. Stream a cozy movie…

December 30th is National Resolution Planning Day. In other words, a day set aside to prepare goals for the coming year. Instead of waiting until January 1st, Resolution Planning Day is set aside to reflect on the past year, ask yourself what changes you will make for the new year, and how you will achieve…

Safety At Home – Children should be safe at home. Keeping children busy and having fun during the holiday break is a priority for all parents. It’s also important to be aware of potential hazards and risks. Research from the US Center for Disease Control and Prevention reports that more than twelve thousand children 19 and…

Family Snowmachines and safety belong together. Winter sports are popular in Alaska, especially riding snowmachines (also known as snowmobiles). Each year, many people, including children, suffer serious injuries while using a snowmachine. Head injuries are the leading cause of serious injury or death on snowmachines. Passengers Are At Greater Risk Unknown to many, head injuries…